8 Lessons Learned:

What to Do when Involved in an Accident

There is always that joy that comes with being able to legally drive a car. But you will find that it is not all rosy on the road. You will be sharing the road with other motorists, and accidents do happen. This means you should be prepared for anything to happen. Here is how you can.
After an accident, you need to fight the urge to panic or shut down. The first thing to do would be to stop the car as soon as possible. No matter the extent of the accident, you need to stop the car. Driving away is illegal and can only make the situation worse for you. There is a need to keep the car in the same spot it stopped after the accident. If there are cars moving on the road, you need to go to the closest safe spot. For one still on the road, you need to turn on the flashers. This will let other motorists know it is parked, thus preventing another accident.
You can now catch your lost breath. There are normally many emotions swirling about in you. Calm down before you do anything else. There is a need to be rational when engaging the other motorists.
Check on those other drivers to see if they are alright. You should get them talking. This helps them calm down too. You should call in an ambulance for anyone who is hurt or injured. If no one is injured, you should keep at the small talk. The police also need to be notified. You need to have a police report of the accident when filing for a claim with the insurance company. When talking to the police, do not admit fault to the accident, and also do not shift the fault to the other driver. There should only be the details of the accident you talk about during that time. They can assign the blame themselves. Make sure you record their names and badge numbers.
You should take photos of the accident scene, as photographic evidence. These photos serve to boost your claims when facing the insurance company. The photos should reveal all details of the accident, especially the positions of the vehicles.
You need to also collect and give the drivers info. This shall make it easier to handle liability and insurance issues later. You need to have their license plate number, name, insurance info, vehicle make and model, passengers’ names, location of the accident, and any eye witness contact info.
You then need to contact your insurance company to file your claim. If you wait for long, they may use that as an excuse not to pay the claim. This is when you share what you gathered, and tell them how you saw the accident. You may read more here on that.